Terms of Service
Please read these terms and conditions carefully before using RSSA Chat services.
Last updated: October 1, 2025
The following terms and conditions govern access and use of this online platform for Social Security optimization services, and the applications, tools, services and materials provided herein ("Online Service"). You are only permitted access to this Online Service if you are, and only for so long as you are an authorized user of RSSA Chat. If you are not an authorized user, you must immediately cease all use of this Online Service. These terms of use constitute a legal agreement ("Agreement") between you and RSSA Chat concerning your use of the Online Service.
Notice
RSSA Chat access or use of our online platform is subject to acceptance of these terms and conditions. If you do not agree to these terms and conditions, you are not permitted to access or use this Online Service.
By accessing, browsing and/or otherwise using this Online Service you acknowledge that you have read, understood and agreed to be bound by this Agreement, and you agree to comply with all applicable laws and regulations. For purposes hereof, "you" or "your" shall include yourself, your organization and any entity you represent or on the behalf of which you use the Online Service. If you do not agree to all of these terms and conditions, you may not access, browse and/or use this Online Service. The material provided on this Online Service is protected by law, including, but not limited to, United States copyright law and international treaties.
This Agreement applies to your access to and use of this Online Service and does not alter in any way the terms and conditions of any other agreement you may have with RSSA Chat for products, software, services or otherwise, unless otherwise agreed to in writing by RSSA Chat. If you fail to comply in any way with these terms and conditions, your authorization to access and to use this Online Service automatically terminates and you must immediately discontinue use of any hyperlinks to this Online Service.
Program Content Limitations
The RSSA Chat program materials are designed to provide accurate and authoritative information in regard to the subject matters covered. The program materials are provided solely as a teaching tool, with the understanding that RSSA Chat is not engaged in rendering legal, accounting, or other professional services for specific client cases. The program materials are presented solely for the participants' education on the subject matters. RSSA Chat is not affiliated with the Social Security Administration.
Practitioners offering Social Security, Medicare and retirement planning advice should always determine and incorporate all of the material facts and circumstances that apply to a particular client situation and conduct the necessary research to determine whether any new statutory or regulatory requirements are relevant and should be applied. If legal advice or other expert assistance is required, the service of a competent professional person should be sought.
Authorized Use
The Online Service includes certain content and services related to Social Security optimization, which may include, without limitation: (a) downloadable presentation materials; (b) downloadable publications; (c) downloadable audio and video courses; and (d) live streaming media (e.g., webinars). The Online Service is licensed and use is restricted. The Online Service and the materials herein may only be used for your internal educational and informational purposes (collectively, the "Authorized Use").
Restrictions
The Authorized Use expressly excludes: (i) redistribution, retransmission, publication, transfer or commercial or other exploitation of the materials from the Online Service, in whole or in part, including as part of a services bureau, time-sharing or other similar arrangement; (ii) reverse engineering, decompiling or modification of the Online Service, in whole or in part; and (iii) uploading, downloading, copying or redistributing the Online Service materials in their entirety or lengthy sequence, including, but not limited to, creating an archive of Online Service materials.
Copyright
All Online Service materials, including, without limitation, text, pictures, graphics and other files and the selection and arrangement thereof are copyrighted materials of RSSA Chat or its licensors, all rights reserved. Except for the Authorized Use specified above, you may not copy, modify or distribute any of the Online Service materials. You may not "mirror" any material contained on this Online Service on any other server. Any unauthorized use of any material contained on this Online Service may violate copyright laws, trademark laws, the laws of privacy and publicity and communications regulations and statutes.
Trademarks
The trademarks, service marks, trade names, and logos, including, but not limited to, page headers, custom graphics, button icons, and scripts (collectively, the "Trademarks") used and displayed on this Online Service are registered and unregistered trademarks, service marks and/or trade dress of RSSA Chat or its licensors, and you may not copy, imitate or use the Trademarks, in whole or in part, for any purpose. No license or other right to use any Trademark used or displayed on the Online Service is granted to you.
Hyperlinks
You are granted a limited, nonexclusive right to create a "hypertext" link to this Online Service provided that such link is to the entry page of this Online Service and does not portray RSSA Chat or any of its products or services in a false, misleading, derogatory, or otherwise defamatory manner. This limited right may be revoked at any time for any reason whatsoever. You may not use framing techniques to enclose the Online Service or any RSSA Chat trademark, logo or trade name or other proprietary information including the images found at the Online Service, the content of any text or the layout/design of any page or any form contained on a page.
Links to third party websites on this Online Service are provided solely as a convenience to you. If you use these links, you will leave this Online Service. RSSA Chat has not reviewed all of these third-party websites and does not control and is not responsible for any of these third-party websites, their content or their policies, including, without limitation, privacy policies or lack thereof. RSSA Chat does not endorse or make any representations about third-party websites or any information, software or other products or materials found there, or any results that may be obtained from using them. If you decide to access any of the third-party websites linked to this Online Service, you do so entirely at your own risk.
Limited Access
Any access or attempt to access for any reason areas of the RSSA Chat computer servers or other information thereon (except for the limited portions of the Online Service that you have expressly been provided access to) is strictly prohibited. You agree that you will not use any robot, spider, other automatic device, or manual process to "screen scrape", monitor, "mine", or copy the webpages on the Online Service or the content contained herein in whole or in part. You will not spam or send unsolicited email to any other user of the Online Service for any reason. You agree that you will not use any device, software or routine to interfere or attempt to interfere with the proper working of the Online Service. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on RSSA Chat's infrastructure.
Username and Password
You represent and warrant that all information submitted to RSSA Chat in connection with the membership is complete and accurate. You agree not to give or make available your username or password or other means to access your account to any unauthorized individuals. You remain responsible for all access to this Online Service via your username and password, even if not authorized by you. If you believe that your password or other means to access your account has been lost or stolen or that an unauthorized person has or may attempt to use this Online Service, you must immediately notify RSSA Chat.
Purchases
We may make available products and services for purchase through the Online Service, and we may use third-party suppliers and service providers to enable e-commerce functionality through the Online Service. If you wish to purchase any product or service made available by us through the Online Service you may be asked to supply certain information relevant to your Transaction, including without limitation your credit card number, the expiration date of your credit card, your billing address, and your shipping information. You represent and warrant that you have the legal right to use any credit card(s) utilized in connection with any transaction. By submitting such information, you grant to RSSA Chat the right to provide such information to third parties for purposes of facilitating the completion of Transactions initiated by you or on your behalf.
Warranty Disclaimer
This Online Service, including all content, applications, software, functions, materials, and information, is provided "as is", "with all faults" and without any warranties of any kind, express or implied. RSSA Chat and its licensors disclaim all warranties with respect to the Online Service, express or implied, including, but not limited to, warranties of merchantability, fitness for a particular purpose, non-infringement, title, quiet enjoyment, merchantability of computer programs, data accuracy, system integration, and informational content.
Limitation of Liability
In no event will RSSA Chat and its licensors, and any of their respective officers, directors, employees, subcontractors, agents, successors, assigns, affiliates or subsidiaries, be liable for any indirect, special, incidental, punitive, or consequential damages, damages resulting from lost profits, lost data or business interruption arising out of relating to the use or inability to use this Online Service, any websites linked to this Online Service, the materials, software or other information contained in any or all such online services, regardless of the form of action, whether based in contract, tort (including but not limited to, negligence) or any other legal theory and whether or not advised of the possibility of such damages.
Revisions to This Agreement
RSSA Chat may revise this Agreement at any time without notice by updating this posting. By using this Online Service you agree to be bound by any such revisions and should therefore periodically visit this Online Service and page to determine the then current terms and conditions of use to which you are bound.